Prevent your debts complicate your emotional and financial stability

Having a complicated situation with debts could generate stress and emotional problems. In this post we tell you more about the topic so that you achieve emotional and financial stability.

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  • How to identify that the debts are affecting your financial stability?
    • You feel weak
    • You feel frustrated
    • You have been afraid
    • The relationship with your family has worsened
    • You do not feel able to support your children
  • How can I improve my emotional stability?
    • Face the situation
    • Keep a positive attitude
    • Organize your income
    • Accept support
    • Releases stress
    • Communicate with your family
    • Go to financial therapy
    • Financial support at work
  • Learning
  • Request your Credit Card and get an answer online!

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Having a complicated situation with debts could generate stress and emotional problems. In this post we tell you more about the topic so that you achieve emotional and financial stability.

Having a complicated situation with debts could generate stress and emotional problems. In this post we tell you more about the topic so that you achieve emotional and financial stability.

The indebtedness of credit cards and loans are the most common among Mexicans because of the excessive use they are given. These financial tools are too useful to settle unforeseen events but sometimes users often forget their true purpose and end up suffering from debt. What can end up affecting your emotional stability too.

We could think that indebtedness only causes consequences such as: being in a credit bureau or not being able to obtain a higher credit, but this is not the case. People who have financial problems are often more likely to suffer an emotional imbalance.

In addition, a study shows that people who suffer from debt are more likely to face health problems: both physical and mental that have damaged their personal and work relationships.

How to identify that the debts are affecting your financial stability?

You feel weak

You do not have energy or motivations, you do not like to live with your friends or family because of the stress you feel when you think about all the debts you have with your credit card.

You feel frustrated

The end of the month has arrived and you do not have enough money to cover your expenses and debts at the same time. So you start to feel frustration with your job and everything around you.

With this feeling your personal relationships, your employment and your performance in it are affected.

You have been afraid

You may feel afraid of not being able to liquidate all your debts and later face a bigger problem. In this way your emotional imbalance progresses.

The relationship with your family has worsened

The relationship with your family has worsened

If you have had the symptoms mentioned above, it is very likely that the relationship with your family has been affected by the isolation you have had with these behaviors.

It is important that you maintain good communication with your family. Finally, they are the people who will accompany you in every good or bad moment you face in your life.

Even the emotional imbalance caused by debts has also caused divorce. Regularly debtors prefer to hide their problems and end up ruining the relationship.

You do not feel able to support your children

Surely you have felt that your financial capacity is not enough to support your children with the tuition of their school or the needs they have when they are small. Remember that your family can be a great support for you, try to maintain a good communication with them so they can understand you.

problems-in-the-emotional-stability

How can I improve my emotional stability?

If you think that your emotional stability may be affected by the same reasons, here are some factors that you can take into account to not affect it anymore:

Face the situation

Going with a financial advisor to help you find alternatives to solve your debt can be one of the best options. In addition to that you will be able to feel more relaxed to be able to find a solution.

There are different options to settle your debts such as: negotiation with the advisors of your bank institution or legal and financial advice.

Keep a positive attitude

Keep a positive attitude

Attitude is everything when we find ourselves in a complicated situation and there is no case that we get stuck in this type of problems that clearly have a solution. It is only a question of finding a way to free ourselves from debts with the different alternatives that exist.

Organize your income

Try to maximize your income: make a budget to cover your basic expenses such as: food, electricity, telephone, television and then save the rest to solve your debt.

You just have to learn to organize your income and not spend unconsciously on products or services that you do not need.

Accept support

You may not like to tell your relatives or close friends about your financial problems, but sometimes they can be very helpful so you can get rid of your debts more easily.

Releases stress

Take into account that it is a temporary debt that will not chase you for the rest of your life, you just need to organize to be able to liquidate it. Recognize the cause of your financial stress to know the problem you are facing and to find a solution that does not continue to harm your emotional stability.

Communicate with your family

Communication with your family is essential to feel more liberated and supported when facing your debts. Talk to them about the cause of the debt so that together they can find a solution. In case of having small children you can explain them in detail without the need to worry them.

Go to financial therapy

Believe it or not, financial therapy has been useful for a large number of people who are affected by its economy and do not find real solutions to this problem. There are specialists in community centers and local universities that offer to help you at a fair price so that together you can find a real solution to this problem.

Financial support at work

This is another alternative that you can take into account in order to settle your debts easily and feel supported by the company where you work. You have the option of requesting an advance or improvement in your salary to have greater ease in liquidating the debts that are tormenting you.

Many companies usually offer this type of support to their workers in order that they become more productive and loyal to the company where they work.

Learning

Debts are a factor that can affect your emotional stability. It is important that we make better financial decisions so that we do not have this burden and can satisfactorily fulfill our obligations.

In case you find yourself in a situation of indebtedness with a loan or your credit card, I recommend you pay attention to the recommendations that we mentioned to face this problem and in this way you can take care of your mental health.

 

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